No, a good credit score is not a requirement, loans are based on a number of factors, of which credit score is just one.
Yes all loans must be secured by some time of pledged collateral. Type of collateral determined by amount of loan and credit history
Yes, upon approval of loan, you will be required to furnish starting and most recent pay stubs, unless on Social Security in which case benefits letter will suffice.
A State government issued photo ID is necessary.
Loan terms are dependent on a number of factors. Max length is 24 months.
No, our loans are typical installment loans.
Yes, while credit score is not a determining factor by itself, it is one of the elements of any decision.
Yes. We service Blount County and the greater Knoxville Metropolitan statistical area.